The YES BANK ACE Credit Card is an entry-level card designed to reward users for everyday spending, particularly on online shopping. Cardholders earn 8 YES Rewardz Points per ₹200 spent on online purchases (up to 5,000 points per month), 4 points per ₹200 on offline shopping, and 2 points per ₹200 on select categories such as utility payments and education. The card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹125 per month. It also provides insurance benefits, including a credit shield of ₹1 lakh and purchase protection up to ₹50,000 for six months on accidental damage or burglary of electronics purchased online. The joining fee is ₹499, which is reversed upon spending ₹5,000 within 30 days of card setup; the renewal fee of ₹499 is waived on annual spends of ₹50,000 or more. Additionally, the card features a competitive foreign currency markup fee of 2.75%, making it advantageous for international travelers. These features make the YES BANK ACE Credit Card a compelling choice for individuals seeking to maximize rewards on their daily expenditures.