Cashback SBI Credit Card

Joining Fee: Rs. 999 + GST
Renewal Fee: Rs. 999 + GST
Best Suited For: Shopping
Reward Type: Reward Points |
Welcome Benefites: NA

Apply Now

Add to Compare

The SBI Cashback Card is a newly launched credit card offered by SBI Card. As the name suggests, the card is a cashback reward card and provides cash back for every transaction down with the card. It’s a great card as you don’t have to track your reward points or go through the hassle of redeeming points for different things. The annual charges applicable on the card are Rs. 999, and you can get it waived off on spending Rs. 2 Lakhs or more in the previous year. With this card, you can earn up to 5% cash back on all online and offline spending made with the card. The cashback is automatically credited to the cardholder’s account, and you even get access to other features like fuel surcharge waiver, etc. Go through our Cashback SBI Card review to learn about its features and benefits.

New Features

Spend Based Waiver

The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.

Interest Rates

3.5% p.m. (42% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

NIL

Fuel Surcharge

1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)

Foreign Currency Markup

3.5% of the international transaction

Cash Advance Charges

2.5% of the amount withdrawn or a minimum charge of Rs. 500.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.

Golf

Insurance Benefits

Reward Redemption

Cashback earned with the card will be automatically credited to next month’s statement.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner.

Pros

Decent 5% cashback on online and 1% cashback on offline spends. The monthly cashback cap of Rs. 5,000 is high when compared to other cashback cards. Great for online spendings as most cashback cards don’t offer 5% back and have lower rewards.

Cons

There are several categories excluded from 1% cashback. It can be hard to reach the spend-based waiver as many major spend categories don’t accrue cashback. Complimentary lounge access has been discontinued on the card. During online sales, you do not get an instant discount on the cashback card.

Similar Cards

Add to Compare

YES First Business Card

YES FIRST Business Credit Card by Yes Bank has been designed to deliver the best privileges and tons of benefits to businesses. Yes Bank has launched two business cards: the YES FIRST Business and the YES PROSPERITY Business Credit Card. The card delivers exciting Reward Points for all business transactions and benefits in travel, fuel, and redemption options across various categories, including Air Travel, Hotel Stays, accessories, and more. The First Business card offers tons of reward points in all categories as well as in select categories. Apart from that, the card provides great milestone benefits, a fuel surcharge waiver, and a spend-based fee waiver. The best part is that the Foreign Currency Markup on the card is 1.75% only. This is a very low rate as compared to other cards. Hence, it allows businessmen to spend freely while traveling abroad. Also, the card offers excellent travel benefits like complimentary international lounge access with the Priority Pass Membership for Mastercard cardholders and the LoungeKey Program for VISA Cardholders. Along with international lounge access, the card also offers domestic lounge access for VISA cardholders. On top of that, one complimentary golf lesson is also provided with the First Business card.

Add to Compare

American Express Gold Charge Card

The Gold Card by American Express is a Charge Credit Card that AmEx offers in India, the other being the Platinum Card. Platinum card is a more premium offering and offers better rewards. The unique feature of these Charge Cards is that they don’t come with any pre-set credit limit. The credit limit is flexible and changes according to the cardmember’s purchasing habits, finances, credit score and account history. Despite being the lesser premium of the two Charge Cards, the Gold Card also comes packed with many premium privileges (travel and dining benefits, in particular). Recently, American Express changed the offer/discounts catalogue for the Gold Card, making it an even more lucrative offering. Whether you are a shopping enthusiast or an avid vacationer, this card offers exciting benefits. Keep reading to know all about the benefits and charges of the American Express Gold Charge Card.

Add to Compare

RBL Bank PLATINUM MAXIMA CARD

The RBL Bank Platinum Maxima Credit Card comes with several exclusive benefits & exciting discount offers to provide its customers with the best Reward experience. With a joining fee of Rs. 2,000, the card welcomes you with a bonus of 8,000 Reward Points (equivalent to Rs. 2,000). You get 2 Reward Points for every Rs. 100 you spend using this card and you get 5x Reward Points when you spend on fuel, utility bills, dining, entertainment, and international purchases. Moreover, you can earn up to 20,000 bonus Reward Points every year on the basis of your annual spending. Not only this, but the card also provides exciting movie benefits as you get 1 complimentary movie ticket every time you book 2 or more movie tickets on BookMyShow. Talking about travel benefits, you get 2 complimentary domestic lounge access every quarter with your RBL Bank Platinum Maxima Credit Card. The list of the benefits of this card goes on. To know all of them, refer to the details given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all