IndianOil RBL Bank XTRA Credit Card

  • Joining Fee: ₹1,500 + GST
  • Renewal Fee: ₹1,500 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: Get 3,000 Fuel Points on joining.
Add to Compare

The IndianOil RBL Bank XTRA Credit Card is a co-branded offering designed for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 2,000 Fuel Points, equating to a 7.5% return on fuel purchases. Other eligible expenditures earn 2 Fuel Points per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹200 per month. The card has an annual fee of ₹1,500, which is waived upon annual spends of ₹2.75 lakh or more. New cardholders receive 3,000 Fuel Points as a welcome bonus after paying the joining fee and making a transaction of ₹500 or more within the first 30 days. Furthermore, spending ₹75,000 in a calendar quarter earns an additional 1,000 Fuel Points.

New Features

Spend Based Waiver


Interest Rates


Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup


Cash Advance Charges

Movie & Dining


Travel


International Lounge Access

Rewards Rate


Golf


Insurance Benefits

Reward Redemption


Domestic Lounge Access


Zero Liability Protection

Pros

This card offers a high return of 7.5% on fuel purchases, which is unmatched by any other fuel card.

Cons

There are some other fuel credit cards in the same segment as the IndianOil RBL Xtra, which offer many more benefits, such as airport lounge access, but this card fails to do so.

Similar Cards

Add to Compare

Nature’s Basket SBI Card

SBI Cards, one of the major credit card issuers in the country, has garnered a partnership with Nature’s Basket, which is one of the premium grocery store brands in India and has launched the Nature’s Basket SBI Card. This is a very thoughtful and different kind of credit card that has been designed to cater for the gourmet taste of the premium customers and will address their unique lifestyle and grocery-related spends. This credit card will provide credit cardholders with accelerated reward points while they purchase products from Nature’s Basket stores and websites. Not only this, but you will also get reward points while you spend on domestic and international spends along with spends related to dining and entertainment as well. With Nature’s Basket SBI Card, you will get amazing welcome benefits, complimentary access to domestic airport lounges, a fuel surcharge waiver, etc. Since this is an exclusive credit card, hence the joining and renewal fee of this credit card is placed at Rs. 1,499 which is a bit on the higher side but is affordable by the premium sections of society.

View More
Add to Compare

InterMiles ICICI Bank Coral Credit Card

InterMiles ICICI Bank Coral Credit Card is a co-branded credit card that is issued by the bank in partnership with intermiles.com. Best suited for travel, this card rewards its customers in the form of InterMiles. You can earn up to 7.5 InterMiles on every Rs. 100 you spend with this card. With a joining fee of Rs. 1,250, the card welcomes you with 2,500 bonus InterMiles and travel-related vouchers worth Rs. 750. Along with the InterMiles, you also get exclusive complimentary airport lounge access every quarter. The benefits of this card are not only limited to travel, but you also get exciting discount offers on movies and dining. Other than all this, there are several exclusive features of the card that you must know. Keep reading to get all the details about the card:

View More
Add to Compare

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to the HDFC’s Infinia credit card. With this card, ICICI targets HNIs (High Net-Worth Individuals) who frequently go on business trips and don’t want to compromise with their lifestyle. ICICI Bank Emeralde Credit Card offers exclusive benefits like a 24×7 concierge service (that provides assistance regarding hotel/restaurant reservations, flight bookings, car rentals), unlimited complimentary airport lounge access to domestic as well as international terminals, personal air accident insurance cover of Rs. 3 crore, etc. Keeping all the traveling requirements of its premium customers in mind, ICICI charges a nominal foreign currency markup fee of 1.5% on transactions made in a different currency and a zero cash advance fee on cash withdrawals from ATMs. ICICI Bank used to offer the Emeralde Credit Card in two variants- MasterCard and American Express variants. But since both these payment networks are currently not allowed to onboard new customers, the bank has recently also launched the card on the Visa platform. One unique feature of ICICI Bank Emeralde Credit Card is that it allows you to choose between two membership plans- the monthly plan, where the cardholders need to pay a monthly fee of Rs. 1,000 and the annual plan with an annual membership fee of Rs. 12,000.

View More