YES Prosperity Rewards Plus Credit Card

Joining Fee: Rs. 399 + GST
Renewal Fee: Rs. 399 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Rs. 500 amazon voucher on a spend of Rs. 1000 within the first 30 days of card issuance.

Apply Now

Add to Compare

The YES Prosperity Rewards Plus Credit Card, which is a superior version of the YES Prosperity Rewards Credit Card, aims to add a touch of glamour to the lifestyles of its customers with all its benefits and exclusive offers. The card comes with a nominal joining fee of Rs. 399 and gives you several exciting rewards & offers. You get 4 Reward Points on every retail spend of Rs. 200, and for other spendings like tax payments and utilities, you get 2 Reward Points per Rs. 200. The card also gives you an opportunity to get your joining and renewal fee waived off on the basis of your spends. You can get accelerated Reward Points on making purchases through the YES cart. These Reward Points can be redeemed against various categories, including travel, dining, shopping, InterMiles, Club Vistara Points, etc., through the YesRewardz portal. With this card, you can also avail of great offers on travel, dining, shopping, etc., through YesPrivileges. Not only this, but the YES Prosperity Rewards Plus Credit Card has various advantages. To know all of them, keep reading the details given below:

New Features

Spend Based Waiver

Waiver of joining and renewal fee on the basis of the amount spent using the credit card.

Interest Rates

3.8% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request.

Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

Foreign Currency Markup

2.75% of the transaction amount

Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

For every retail spend of Rs. 200, cardholders will get 4 Reward Points, and 2 Reward Points for every Rs. 100 spent on tax payments, utilities, postal services, etc.

Golf

N/A

Insurance Benefits

In case of the accidental death of the primary cardholder, a credit shield cover is provided.

Reward Redemption

The reward points can be redeemed against a variety of products and vouchers available on the website.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.

Pros

Low joining fee of Rs. 399. Waiver of joining and renewal fees on reaching milestone benefits.

Cons

No international or domestic lounge access is provided with this card. You won’t get any movie benefits along with this card.

Similar Cards

Add to Compare

Bank of Baroda ( BoB ) Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

Add to Compare

Kotak League Platinum Credit Card

Kotak League Platinum credit card is a card launched by Kotak Mahindra Bank that provides exclusive rewards and benefits on your spending. On payment of the annual fee, you get a movie voucher worth Rs 500 as a welcome gift. Furthermore, the card provides you with 4 free PVR movie tickets or 10,000 reward points on spending Rs 1,25000 every six months. Also, this card comes with several other features like a 1% fuel surcharge waiver, railway surcharge waiver, zero protection liability, spend-based waiver, and much more.

Add to Compare

HDFC Bank MoneyBack Plus Credit Card

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all