IRCTC Rupay SBI Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 300
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.

Apply Now

Add to Compare

The IRCTC Rupay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with irctc.co.in. The card comes with a joining fee of just Rs. 500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every Rs. 125 on retail purchases and on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to Re. 1. Moreover you get great travel benefits, such as 4 complimentary Railway lounge access every year, and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC Rupay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:

New Features

Spend Based Waiver

Nil

Interest Rates

3.5% per month (42% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle.

Foreign Currency Markup

3.5% per foriegn conversion

Cash Advance Charges

2.5% or Rs. 500 (whichever is higher)

Movie & Dining

Travel

You get complimentary railway lounge access every year through the Railway Lounge Program and accommodation at more than 5000 hotels across 350+ cities in India.

International Lounge Access

Rewards Rate

1 Reward Point on every spend of Rs. 125.

Golf

Insurance Benefits

Reward Redemption

The RPs you earn are credited to your IRCTC Rupay SBI credit card.

Domestic Lounge Access

4 complimentary domestic railway lounge access every year (1 per quarter).

Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction done through their card once the card is reported lost/stolen.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Aspire Platinum Credit Card

IDBI Aspire Platinum Bank credit card is a card launched by IDBI Bank that provides you with exclusive lifestyle benefits and privileges on your spendings. You get 2 Delight points on every Rs 150 spent on shopping, dining, traveling. In addition to this, you get 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card. Furthermore, you also get 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card. You also get additional benefits associated with credit cards such as a fuel surcharge waiver, zero protection liability, and EMI facility. Read below to know more in detail about this credit card.

Add to Compare

Citibank PremierMiles Credit Card

Citibank PremierMiles Credit Card is one of the best offerings in the credit card market of India in the travel category. If you’re a frequent flier (particularly a frequent domestic flier), you can not go wrong with this card. It is a reward points-based card, you earn reward points as AirMiles (or just Miles). Although these Miles can be redeemed for multiple shopping purposes, you get more value on redemption against flight/hotel bookings with partner airlines/hotel chains or on Citibank’s PremierMiles portal. These Miles can also be transferred to other airlines/hotel loyalty programs. Citibank gives you 10,000 Miles as a signup benefit and 3000 Miles every year when your card membership is renewed. You earn 10 Miles for every Rs. 100 spent on flight bookings or on the bank’s PremierMiles portal. All other transactions earn you 4 Miles per Rs. 100 spent. Other travel benefits include 32 domestic lounge visits every year with the Visa Signature variant and 24 domestic lounge visits per year with the MasterCard variant. However, you don’t get any international lounge access with this credit card. Read on to learn more about Citi PremierMiles Credit Card.

Add to Compare

Indian Army YODDHA BOBCARD Credit Card

The Indian Army YODDHA BOBCARD Credit Card is a lifetime-free credit card exclusively designed for Indian Army personnel and veterans, offering a range of benefits tailored to their lifestyle. Cardholders earn 10 reward points for every ₹100 spent on departmental stores and movie tickets, and 2 reward points per ₹100 on other categories. A welcome bonus of 1,000 reward points is provided upon card activation within 30 days. Additional perks include complimentary 6-month FITPASS Pro membership worth ₹15,000, 12-month Amazon Prime membership upon spending ₹1 lakh within 90 days, and up to 8 domestic airport lounge accesses per year. The card also offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. These features make the YODDHA BOBCARD Credit Card a valuable financial tool for Indian Army personnel seeking rewards and exclusive benefits.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all