Kotak Mojo Platinum Credit Card

  • Joining Fee: Rs. 1,000
  • Renewal Fee: Rs. 1,000
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:

New Features

Spend Based Waiver

The joining fee is waived off on spending Rs. 30,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.


Interest Rates

3.5% per month


Add-on Card Fee

Rs. 299

Rewards Redemption Fee

Nil


Fuel Surcharge

You get a 1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000

Foreign Currency Markup

3.5% on all the foreign currency transactions


Cash Advance Charges

Rs. 300 for every withdrawal of Rs. 10,000

Movie & Dining

NA


Travel

Get complimentary airport lounge access every year


International Lounge Access

NA

Rewards Rate

Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.


Golf

NA


Insurance Benefits

Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Reward Redemption

The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every quarter.


Zero Liability Protection

Zero liability protection against a lost/stolen card is provided if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Bank Avios Visa Infinite Credit Card

When it comes to private sector financial institutions in the country, one of the first names that pop up into our minds include IndusInd Bank. The bank offers various banking services and has an admirable range of credit cards. Recently, the bank did something unique to offer a reimagined travel experience to their cardholders as it launched a multi co-branded travel credit card for customers. For those who frequently travel to foreign countries they must have surely heard about both the Qatar Airways as well as the British Airways. Both these airlines operate some of the best in-class flights and their loyalty programs, the Qatar Airways Privilege Club the British Airways Executive Club, have members throughout the world. With the Avios credit card, you earn Avios that is the reward points of both the airlines’ loyalty programs, and can be used for exclusive perks and benefits on your travels, especially international flights. The Avios credit card is available in the Visa Infinite variant, and when you apply for it, you can choose any one of the two airline loyalty programs and your preferred destination to earn maximum Avios points and other benefits and privileges.

View More
Add to Compare

ICICI Bank Carbon Credit Card

Powered by VISA CodeSure, the ICICI Bank Carbon Credit Card is Asia’s first card with an in-built microprocessor that was launched in 2013 in order to provide its customers with additional security for online transactions. It has a 12 digit touchpad through which you can enable a 4-digit OTP at the time of transactions. With such high security, the card comes with a one-time fee of Rs. 1,000 only, and provides its customers with various other benefits. You earn 2 Reward Points on every retail spend of Rs. 100, which are redeemable against various products and categories. The card also gets you a discount of 15% or more on dining and up to 3 free movie tickets every month on BookMyShow. Talking about its travel benefits, you can avail of 4 complimentary domestic lounge visits every quarter, up to Rs. 1,500 on flight bookings, and a 10% discount on domestic/international hotel bookings. The ICICI Bank Carbon Credit Card is advantageous in many ways. To know all about the card, refer to the following detailed information:

View More
Add to Compare

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank has collaborated with Tata Neu to introduce the thrilling Tata Neu Infinity HDFC Bank credit card. The bank has unveiled two co-branded credit cards, namely the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Plus Credit Card. The Infinity variant is the premium one and comes with many exclusive privileges across different categories. It comes with an annual fee of Rs. 1,499 and welcomes the cardholders with benefits of an equivalent monetary value. With a reward rate of up to 10%, it can be considered one of the best shopping credit cards available in the Indian market. The card offers benefits beyond shopping, including travel, insurance, and lifestyle perks. Additionally, cardholders receive free access to domestic and international airport lounges. You also get an air accident insurance cover, card liability cover, and several other benefits with this card. You can make fast and easy contactless payments with this card. For detailed information on the features, fees, and charges of the Tata Neu Infinity HDFC Bank Credit Card, please keep reading:

View More