HSBC Smart Value Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Apply Now

Add to Compare

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

New Features

Spend Based Waiver

Interest Rates

1.99% to 3.49% per month.

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 50 per redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions.

Foreign Currency Markup

3.5% on all foreign currency transactions.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Golf

Insurance Benefits

Reward Redemption

You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Domestic Lounge Access

Zero Liability Protection

Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Bank Avios Visa Infinite Credit Card

When it comes to private sector financial institutions in the country, one of the first names that pop up into our minds include IndusInd Bank. The bank offers various banking services and has an admirable range of credit cards. Recently, the bank did something unique to offer a reimagined travel experience to their cardholders as it launched a multi co-branded travel credit card for customers. For those who frequently travel to foreign countries they must have surely heard about both the Qatar Airways as well as the British Airways. Both these airlines operate some of the best in-class flights and their loyalty programs, the Qatar Airways Privilege Club the British Airways Executive Club, have members throughout the world. With the Avios credit card, you earn Avios that is the reward points of both the airlines’ loyalty programs, and can be used for exclusive perks and benefits on your travels, especially international flights. The Avios credit card is available in the Visa Infinite variant, and when you apply for it, you can choose any one of the two airline loyalty programs and your preferred destination to earn maximum Avios points and other benefits and privileges.

Add to Compare

Bank of Baroda Sentinel Credit Card

The Bank of Baroda Sentinel Credit Card is exclusively for the Assam Rifles personnel. In terms of features and benefits, this card is very similar to the Indian Army Yoddha Credit Card issued by Bank of Baroda. The Sentinel Card comes with a zero annual membership fee and provides you with several exciting privileges across different categories. You get a reward rate of up to 10 Reward Points on every Rs. 100 you spends and these Rewards can be redeemed against a number of options available on the BoB Rewards portal. To give a great start to your joirney with this card, it welcomes you with great benefits, such as complumentary Fitpass Pro membership, bonus Reward Points, and free zomato Po membership. Taking about its travel benefits, you get complimentary access to several domestic airport lounges in India every year. Other than this, you get free golf rounds, fuel surcharge waiver, and many more benefits that are discussed in detail in this article:

Add to Compare

Accelero ICICI Bank Credit Card

The Accelero ICICI Bank Credit Card is a basic credit card issued by the ICICI Bank targeting individuals who are having their own vehicles. This credit card is placed at a joining fee of Rs. 499 and provides you with extra benefits for the first year, including roadside assistance, car wash, and general checkup services, etc. You can earn 2 Reward Points for every Rs. 100 spent using this credit card. The Reward points that you earn can be redeemed against various options of your choice. You also get a cashback of 2.5% on fuel purchases from HPCL petrol pumps on swiping your Accelero ICICI Bank credit card. Moreover, the card provides you with 1 complimentary domestic lounge access every quarter. Talking about lifestyle benefits, you get a 25% discount on movie tickets on booking through Bookmyshow & Inox, and great discount offers on dining through ICICI Bank Culinary Treats Programme. The list of the benefits of the Accelero ICICI Bank credit card goes on. To know all of them, keep reading the information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all