Gild Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Free metal card holder
Add to Compare

The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.

New Features

Spend Based Waiver

NA


Interest Rates

30% p.a.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Nil

Foreign Currency Markup

 2.5%


Cash Advance Charges

Rs. 125 per transaction (maximum capping at Rs. 10,000)

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

0.75% back as Petals on every transaction


Golf

NA


Insurance Benefits

NA

Reward Redemption

Petals can be redeemed for digital gold, where 1 Petal = Rs. 1 worth of digital gold


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Indusind Bank Crest Credit Card

Crest credit card by IndusInd bank is a top-end offering that comes packed with many premium benefits, including a 24×7 concierge service, personal air accident cover, complimentary LoungeKey membership, and multiple best-in-class privileges that one expects from a premium credit card. The Crest card is very similar to IndusInd Bank’s own Indulge Credit Card (we’ve already covered the Indulge card in our earlier posts). That being said, the Crest credit card offers a few additional travel benefits. Not only lounge access, but it comes with various other premium advantages, such as complimentary stays at Oberoi hotels, special airport services, etc. Coming to its entertainment benefits, one can avail of complimentary movie tickets (3 per month) by booking through BookMyShow. Making your dining experiences more rewarding, it provides you with Club ITC Culinaire membership and up to 25% savings on your dining bills. To know more about this card, keep reading.

View More
Add to Compare

IndusInd Bank Pinnacle World Credit Card

The IndusInd Bank Pinnacle World Credit Card is a premium card offering exclusive privileges across several categories. With joining fees of Rs. 13,000, as a welcome benefit, the card offers the opportunity to choose a gift voucher from several popular brands, including Oberoi hotels, BATA, Luxe gift card, Vero Moda, etc. For every transaction of Rs. 100, the card offers 2.5 reward points using the car, i.e., you can save up to 2.5% on your purchases. On booking your movie tickets on BookMyShow, you can enjoy the ‘Buy 1 Get 1 free offer’ and get up to 3 complimentary tickets every month. Coming to its travel benefits, you get complimentary domestic and international airport lounge visits and complimentary Priority Pass membership. You can also enjoy free golf rounds and lessons every year at some of the premium golf courses across the country. To know more about the benefits of the IndusInd Pinnacle Credit Card, keep reading.

View More
Add to Compare

Reliance SBI Card PRIME

SBI Card has launched two new credit cards in association with Reliance. One is an entry-level credit card – Reliance SBI Card. While Reliance SBI Card Prime is a superior offering. With this card, you get a fantastic reward rate of 10 Reward Points for every Rs. 100 spent on Reliance Stores. Along with this, you also get Reliance Vouchers worth Rs. 3,000 and many additional discount vouchers for popular brands like Zivame, AJIO and Jio Mart. There is a joining and renewal fee of Rs. 2,999 associated with this card, but you can easily get the renewal fee waived by spending Rs. 3 lakh in a year.

View More