BOBCARD ICSI Diamond Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Free Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points
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Like the BOBCARD ICAI Credit Card for ICAI members, BOBCARD LIMITED also offers the ICSI Diamond Credit Card exclusively for ICSI members. It is a lifetime free card that comes with various exciting benefits across different categories. You get the welcome gift of a complimentary FitPass pro membership and 500 bonus Reward points. With a reward rate of up to 5 Reward Points on every spend of ₹100, the cardholders get an opportunity to earn 999 bonus Rewards every month. Other than this, you can earn 3,999 bonus Reward Points every quarter on achieving the spending milestone. Talking about its travel benefits, you get complimentary airport lounge access every year and free air accident insurance coverage as well. Moreover, the reduced forex markup fee of 2% makes it card a suitable card for international transactions. Other benefits of this card include a fuel surcharge waiver, zero liability protection, and many more.

New Features

Spend Based Waiver

N/A


Interest Rates

3.49% per month


Add-on Card Fee

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

Foreign Currency Markup

2% of the total transaction amount


Cash Advance Charges

2.5% (3% at international ATMs) of the withdrawn amount, subject to a minimum of Rs. 300.

Movie & Dining

N/A


Travel

The card has a low forex markup fee of 2%, making it a suitable card for international transactions.


International Lounge Access

N/A

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.


Golf

N/A


Insurance Benefits

The cardholders get insurance coverage worth Rs. 15 lakhs against death due to personal air accident. You also get an insurance cover worth Rs. 5 lakhs against non-air accident and a Professional Indemnity Insurance Cover worth Rs. 5 lakhs.

Reward Redemption

The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.


Domestic Lounge Access

The cardholders get 12 complimentary domestic lounge access every year with the BoB ICSI Diamond Credit Card (capped at 3 visits per quarter).


Zero Liability Protection

Pros

No data available

Cons

No data available

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