Bank of Baroda ( BoB ) Easy Credit Card

  • Joining Fee: Rs. 500 (Lifetime Free for a limited time)
  • Renewal Fee: Rs. 500 (Lifetime Free for a limited time)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

New Features

Spend Based Waiver

Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver


Interest Rates

3.25% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 – Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.

Foreign Currency Markup

3.50% p.m.


Cash Advance Charges

At Domestic ATMs – 2.5% or Rs. 300 At International ATMs – 3% or Rs. 300

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Legend Credit Card

IndusInd Legend Credit Card issued by the bank is a premium card targeting high-net-worth individuals. Right now, you can avail this credit card with no annual fee. It is a lifetime free card offered by IndusInd Bank. It welcomes you with exclusive gift vouchers from some of the top brands. For every transaction of Rs. 100, you get up to 1 reward points, and these points can be redeemed against an array of alternatives, including statement cash, Airmiles, products, gift vouchers, etc. Other than the regular reward points, you can earn 4,000 bonus reward points on achieving the annual milestone spend. To give you rewarding travel experiences, the card offers complimentary domestic lounge visits every quarter and membership to the Priority Pass Program, through which you can access over 1,000 premium lounges globally. Moreover, you also get access to complimentary golf sessions at some of the premium golf courses in India. Keep on reading our IndusInd Legend credit card review to know more about the features of the card.

View More
Add to Compare

Federal Bank Visa Signet Credit Card

Targeting young professionals, the Federal Bank Visa Signet Credit Card has been launched by the bank in partnership with Visa after Mastercard was banned. It was launched along with the Federal Bank Visa Celesta Credit card & Federal Bank Visa Imperio Credit Card, both targeting different segments of individuals. The Signet credit card welcomes its customers with an Amazon gift voucher worth Rs. 500. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. Talking about its entertainment benefits, you can avail yourself of 1 complimentary movie ticket every month on Inox. Moreover, you get exclusive travel and lifestyle benefits, including complimentary airport lounge access, and up to a 15% discount on dining. There are lots of other benefits of the card that allow its customers to save more and more on their spends. To know more details about the Federal Bank Visa Signet Credit Card, keep reading the information given below:

View More
Add to Compare

Federal Bank Visa Imperio Credit Card

Federal Bank Visa Imperio Credit Card is among the three newly launched credit cards by Federal bank. The other two cards are Federal bank Visa Celesta Credit Card and Federal bank Visa Signet Credit card. The Imperio Credit Card targets family-oriented individuals and hence provides most of its rewards and benefits keeping their requirements in mind. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. Other than Reward offers, you get exclusive entertainment benefits, such as Buy 1 Get 1 Free offer on movie tickets on Inox. On dining, you can avail yourself of a discount of up to 15% using your Federal Bank Visa Imperio Credit Card. More of the card’s benefits include complimentary airport lounge access, fuel surcharge waiver, complimentary gift vouchers, and many more. To know all of its advantages, keep reading the detailed information given below:

View More