American Express Platinum Travel Credit Card

Joining Fee: 3,500
Renewal Fee: 3,500
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 10,000 Membership Rewards Points

Apply Now

Add to Compare

American Express is globally known for its range of premium credit cards, and the air mile benefits they offer. In India, American Express has only one offering in the travel category- The American Express Platinum Travel Credit Card, among the most premium AmEx Credit Cards. Earlier, they were also offering the Jet Airways Platinum Credit Card. However, the same was discontinued after the airline suspended its operations in 2019. As is evident from the name, It’s a travel credit card. It comes with attractive welcome benefits and plenty of milestone benefits in the form of Membership Rewards Points, which can be redeemed not just for travel-related expenses like booking air tickets, hotels, and cars on the Amex Travel Online portal but also for shopping vouchers at online shopping sites, e-vouchers on American Express’s online shopping portal, for offline shopping using INSTA rewards. You can even make credit card bill payments under Amex’s Cash + Points scheme. However, under the Cash + Points scheme, 1000 Membership Rewards Points are equivalent to Rs. 250. Apart from the welcome and milestone benefits, you also earn 2 Membership Rewards Points for every Rs. 100 spent using the card (with a few exceptions).

New Features

Spend Based Waiver

N/A

Interest Rates

3.5% per month

Add-on Card Fee

Nil up to 2 add-on cards, Rs. 1500/card thereafter.

Rewards Redemption Fee

Nil

Fuel Surcharge

No fuel surcharge at HPCL fuel stations for transactions of up to Rs. 5,000, 1% surcharge on transactions above Rs. 5,000

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

3.5% of the transaction amount subject to a minimum charge of Rs. 250.

Movie & Dining

Up to 20% discount at select restaurants.

Travel

Complimentary domestic airport lounge access per year and Priority Pass membership for international lounge access. Taj Expenses e-gift card and Taj Stay voucher as milestone benefits (read below for details)

International Lounge Access

Priority Pass Membership (lounge access program) with USD 99 annual fee waived off.

Rewards Rate

2 Membership Rewards Points for every Rs. 100 spent.

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotel loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Domestic Lounge Access

8 complimentary domestic lounge access per year (max 2 every quarter).

Zero Liability Protection

No liability on cardholder for fraudulent use provided the loss of card is reported within 3 days. Liability limited to Rs. 1000 if loss of card reported after 3 days.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Etihad Guest SBI Credit Card

SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.

Add to Compare

Citibank Prestige Credit Card

Citi Prestige Credit Card is a super premium travel and lifestyle credit card by Citibank. Although it does offer very good reward rates on retail purchases, we still consider it majorly a travel credit card targeted at high net-worth frequent fliers as the reward redemption rate is the highest on transferring the reward points to partner airlines’ AirMiles programs (1 Reward Point = 4 AirMiles). On top of that you also get a host of other travel benefits; whether it is the welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world, the travel benefits that the Citi Prestige credit card offers are simply unparalleled. You also get a complimentary Priority Pass membership with unlimited domestic and international lounge access around the world for both primary and addon card holders. Read on to know more about this credit card.

Add to Compare

LIC Signature Credit Card

Life Insurance Corporation in association with Axis Bank offers a LIC Signature Credit Card. You can earn reward points on international and domestic transactions on this card. Besides shopping benefits, on this card, you can also enjoy the travel and insurance benefits. With this LIC Visa Signature credit card, you earn 2 reward points per Rs 100 spent on LIC premium payments and international spending and 1 reward point on every Rs 100 spent Moreover, you get complimentary airport lounge access to selected domestic airports in India. Taking about additional benefits of the LIC Signature Credit Card, you get exclusive insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver on all fuel transactions, and zero liability protection against lost/stolen cards. To know more about this credit cards and its fees & charges, keep reading the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all