Aditya Birla SBI Credit Card

  • Joining Fee: Rs. 499 (plus applicable taxes)
  • Renewal Fee: Rs. 499 (plus applicable taxes)
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Activation bonus of 2,000 Rewards Points.
Add to Compare

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request


Fuel Surcharge

1% surcharge waiver on fuel transactions at all fuel stations across India

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on the transaction amount subject to a minimum charge of Rs 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent on other categories.


Golf

NA


Insurance Benefits

NA

Reward Redemption

You can redeem the RP’s on sbicard.com or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

American Express SmartEarn Credit Card

American Express SmartEarn credit card is a Reward Points-based credit card. Membership Reward Points can be earned while you make retail purchases using your credit card, and accelerated Membership Reward Points can be achieved while you spend on some specific website or brands like Amazon, Flipkart and Uber.  It is a decent card for beginners, at least as far as American Express cards are concerned. You can also get the annual membership fee waived if you spend more than Rs. 40,000 within a year. It is worth considering if you’re a young professional and want to carry an American Express card in your wallet for its brand value. Read on more to learn about the American Express SmartEarn Credit Card.

View More
Add to Compare

Union Platinum RuPay Credit Card

Union Platinum RuPay Credit Card is the premium credit card offered by the Union Bank of India. It’s a cashback credit card that lets you enjoy cashback on various transactions like making payments on utility bills, or booking tickets from IRCTC. Besides these benefits, you can also earn a reward rate of 0.02% on every Rs. 100 spent using this card. The joining fee of this credit card is nil and it is worth considering. This card is a great option for those who want to get an affordable credit card with decent rewards and benefits. Other than offering Reward Points on all the spends, the card provides you with complimentary insurance cover, fuel surcharge waiver, and a few more benefits. For detailed information about the Union Platinum RuPay Credit Card, its features and fees & charges, keep reading the article:

View More
Add to Compare

RBL Bank Platinum Maxima Plus Credit Card

The RBL Bank Platinum Maxima Plus Credit Card is a premium offering tailored for individuals seeking enhanced rewards and lifestyle benefits. With an annual fee of ₹2,500, cardholders receive a welcome bonus of 10,000 reward points upon making their first purchase within 30 days of card issuance and settling the membership fee by the due date. The card's reward structure includes earning 2 reward points for every ₹100 spent on general purchases. Additionally, it offers 5X rewards (10 points per ₹100) on dining, entertainment, grocery, and international transactions, capped at 1,000 reward points per month. Cardholders also enjoy lifestyle perks such as one complimentary movie ticket per month (up to ₹200) through BookMyShow upon purchasing a minimum of two tickets, and up to eight complimentary domestic airport lounge accesses annually (limited to two per quarter). The card provides milestone benefits, granting 10,000 bonus reward points upon reaching annual spending thresholds of ₹2 lakh, ₹3.5 lakh, and ₹5 lakh, respectively.

View More