HSBC Live+ Credit Card

Joining Fee: Rs. 999 + GST
Renewal Fee: Rs. 999 + GST
Best Suited For: Shopping | Food
Reward Type: Reward Points
Welcome Benefites: Get ₹1,000 cashback as a welcome gift.

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The HSBC Live+ Credit Card is designed to reward users with cashback on everyday spending. Cardholders earn 10% accelerated cashback on dining, food delivery, and grocery purchases, up to a maximum of ₹1,000 per month. For other eligible expenditures, the card offers 1.5% unlimited cashback. The card has an annual fee of ₹999, which can be offset by maximizing the cashback benefits. These features make the HSBC Live+ Credit Card a compelling option for individuals seeking to enhance their savings on routine expenses. ([HSBC India](https://www.hsbc.co.in/credit-cards/products/live-plus/?utm_source=chatgpt.com))

New Features

Spend Based Waiver

Renewal fee waived on expenditure of Rs. 2,00,000 in the previous year

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is applicable

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Buy 1 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.

Travel

International Lounge Access

Rewards Rate

10% Cashback on Dining, Food, and Grocery Spends. 1.5% On All Other Eligible Spends

Golf

Insurance Benefits

Reward Redemption

The cashback is credited back within 45 days of the card's statement date.

Domestic Lounge Access

4 complimentary domestic lounge access per annum (one each quarter)

Zero Liability Protection

Pros

No data available

Cons

No data available

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