IRCTC Rupay SBI Credit Card

  • Joining Fee: Rs. 500 (plus applicable taxes)
  • Renewal Fee: Rs. 300
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.
Add to Compare

The IRCTC Rupay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with irctc.co.in. The card comes with a joining fee of just Rs. 500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every Rs. 125 on retail purchases and on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to Re. 1. Moreover you get great travel benefits, such as 4 complimentary Railway lounge access every year, and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC Rupay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:

New Features

Spend Based Waiver

Nil


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle.

Foreign Currency Markup

3.5% per foriegn conversion


Cash Advance Charges

2.5% or Rs. 500 (whichever is higher)

Movie & Dining

NA


Travel

You get complimentary railway lounge access every year through the Railway Lounge Program and accommodation at more than 5000 hotels across 350+ cities in India.


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 125.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The RPs you earn are credited to your IRCTC Rupay SBI credit card.


Domestic Lounge Access

4 complimentary domestic railway lounge access every year (1 per quarter).


Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction done through their card once the card is reported lost/stolen.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Snapdeal Bank of Baroda Credit Card

The Bank of Baroda has recently launched a co-branded shopping card in partnership with the online shopping site, Snapdeal. This card is named Snapdeal Bank of Baroda Credit Card, which is majorly targeted at providing its customers with the best shopping privileges. The card comes with a joining and annual membership fee of Rs. 249 only, making it super affordable for everyone. The BoB Snapdeal Credit Card is a great option for those who purchase very often on Snapdeal as it offers a great reward rate of 5% on Snapdeal spends. The card also offers a really good reward rate across other categories as well, including groceries, online spends, and several more. For further information about the Snapdeal Bank of Baroda Credit Card, its features, and fees & benefits, keep reading the article:

View More
Add to Compare

ICICI Bank Platinum Identity Credit Card

ICICI Bank Platinum Identity Credit Card is a basic entry-level credit card from the Bank. You earn Hand-picked Rewards on your Platinum Identity account for incremental spends of Rs. 200 and accelerated Hand-picked Rewards on crossing the stipulated annual spends-based thresholds. You have to pay an initial joining fee of Rs. 2,000 for the Platinum Identity Card and a membership fee of Rs. 750 per annum is applicable second year onwards. Read on to learn more about this entry-level offering by ICICI Bank.

View More
Add to Compare

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank offers two co-branded credit cards in partnership with Manchester United, which is one of the most popular football clubs in the world- Manchester United Signature Credit Card and Manchester United Platinum Credit Card. The Signature card is more premium of the two variants, while the Platinum Card can be considered a toned-down version of the former. If you’re a Manchester United fanboy, you must possess at least one of these two co-branded cards by ICICI. Manchester United Platinum Credit Card is an entry-level offering by ICICI Bank and comes with a nominal membership fee of just Rs. 499 per annum. Like most other ICICI credit cards, you earn rewards as ICICI Reward Points on the Manchester United Platinum Credit Card. Apart from the Reward Points, you get many Manchester United exclusive benefits with this card that no other credit card currently offers (except obviously, the Signature variant of this card). Read on to learn more about this exclusive Manchester United co-branded credit card by ICICI Bank.

View More