OneCard Credit Card

Joining Fee: Nil
Renewal Fee:
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

One Card is an entry-level credit card issued by fintech startup FPL Technologies Pvt. Ltd. in partnership with its banking partners including IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank and South Indian Bank. The card can be issued as both a secured credit card as well as an unsecured credit card (if you are deemed ineligible for the card based on your credit score/income, you can get the card against a fixed deposit with SBM Bank). You earn Reward Points for all purchases made with One Card- 1 Reward Point per Rs. 50 spent and 5x Reward Points on the top two spend categories of the month. One unique feature of One Card is, unlike other credit cards, you can also earn fractional Reward Points against your spends with One Card credit card (more on this later in the article). Read on to learn more about One Card Credit Card.

New Features

Spend Based Waiver

N/A

Interest Rates

2.5% to 3.5% per month (or 30% to 42% annually)

Add-on Card Fee

N/A

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off on fuel purchases

Foreign Currency Markup

1% of the transaction amount

Cash Advance Charges

2.5% of the transaction amount, subject to a minimum amount of Rs. 300

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 50 spent, 5x Reward Points on top two spend categories of the month

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Reward Points redeemable for cashback, 1 RP = Rs. 0.10

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDFC HPCL FIRST Power Credit Card

IDFC Bank recently launched its first co-branded credit card with HPCL, the FIRST Power credit card. This RuPay credit card is in association with HPCL, which allows users to save Rs. 7000 every year and almost 65 litres of fuel every year. Cardholders can enjoy fuel benefits by paying at more than 20,000 HPCL outlets through the HP Pay App, along with a host of other lifestyle privileges. Also, as an introductory offer, the card comes with a zero joining fee till 30th April 2023, and you get welcome benefits up to Rs. 1400 with the card. You earn reward points on fuel, grocery, utility, and other retail spends that do not expire ever and can be used to redeem for a host of stuff. You can even benefit from dynamic interest rates beginning at 9% per annum and get reward points whenever you refer a friend for the credit card and the card gets set up. Read on to learn more about this credit card.

Add to Compare

PNB RuPay Select Patanjali Credit Card

The Punjab National Bank has recently partnered with ‘Patanjali Ayurved Limited‘ to launched two of its co-branded credit cards on the RuPay network: PNB RuPay Select & PNB RuPay Platinum Patanjali Credit Cards. The non-co-branded variants of these two PNB Credit Cards were already there in the bank’s portfolio, and now these co-branded cards are also being issued with an aim to benefit the Patanjali loyal customers. The PNB RuPay Select Credit Card comes with a slightly higher reward rate and benefits as compared to the Platinum variant. It comes with a joining fee of Rs. 500 and earns you 300 Reward Points (equivalent to Rs. 150) as a welcome gift. The annual fee of the card is Rs. 750, which can be waived off very easily if you have used your card at least once every quarter. Talking about its reward rate, the card earns you 2 Reward Points on every Rs. 150 you spend, where 1 Reward Point is equivalent to Re. 0.50. Not only this but you can also earn 2% cash back at Patanjali stores. Other than these exclusive saving opportunities, the card allows you to have luxurious travel experiences by providing complimentary airport lounge access at domestic airport lounges every quarter. To know detailed benefits, fees & charges of this card, keep reading the article:

Add to Compare

Axis Bank Horizon Credit Card

The Axis Bank Horizon Credit Card is a travel-centric credit card, offering generous rewards and travel benefits. If you are familiar with Axis Credit Cards, you may recognize this card as the basic version of the popular Atlas Credit Card. The joining charge for this card is ₹3,000, and the same amount is charged as an annual fee. While the premium features of this travel credit card justify the fee, there is a slight drawback as there is no spend-based annual fee waiver, so you would have to pay the fees. This card is most beneficial for those who want to earn accelerated rewards for travel bookings and are looking for complimentary airport lounge access. The Axis Horizon Credit Card is available in Mastercard World and Visa Signature variants, both of which offer distinctive features and rewards. There is a slight difference in the number of domestic airport lounge visits offered. With the Mastercard variant, you would get six complimentary visits, and with the Visa variant, you would get eight. If you want to learn more about this card, keep reading for an in-depth look.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all