ICICI Bank Parakram Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points |
  • Welcome Benefites: NA
Add to Compare

The ICICI Bank has launched two new cards dedicated solely to the benefit of Defence Personnel. These cards are ICICI Bank Parakram Credit Card and  railway lounges. While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits of holding these cards which also include the specialized reward plan where you can earn 5 reward points in selected categories. The primary cardholder is also entitled to Personal Accident Insurance of Rs. 2 Lakh along with an Air Accident Cover of Rs. 20 Lakhs. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, there is an extra layer of security added to the microchip present in the card. This card offers you rewards on multiple platforms and also the opportunity to get value back on your every other purchase. Since the card is specifically designed to fulfill the needs of defence personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will surely make the journey of many soldiers easier while they will travel to report for their post. Have a thorough look at the credit card by ICICI bank especially designed for the defence people –

New Features

Spend Based Waiver

NA


Interest Rates

3.40% per month or 40.8% annually


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per reward redemption request


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.5% per month or 42% annually


Cash Advance Charges

2.50% of the withdrawn amount or a minimum of Rs. 300

Movie & Dining

Dining benefits with ICICI Bank Culinary Treats Programme


Travel

2 Complimentary domestic railway lounge access


International Lounge Access

NA

Rewards Rate

5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses


Golf

NA


Insurance Benefits

Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Reward Redemption

Rs. 99 will be charged on every reward redemption request


Domestic Lounge Access

2 Complimentary domestic railway lounge access


Zero Liability Protection

Cardholder will not be liable for any transactions made with the card, once the theft or misplacement is reported

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Euphoria World Credit Card

The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

View More
Add to Compare

Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card is a card that provides you with exciting cashback and reward offers on your day-to-day spendings. The card is absolutely free for premium banking customers, but an annual fee of Rs. 750 is charged for others. You can get up to 5% cashback on utility bills payments, fuel transactions, and phone bills, 1 reward point for every Rs 150 spent on all other categories. As a welcome benefit, you can earn 100% cashback up to Rs. 1,500 on fuel transactions that you make within the first 90 days after card issuance. Moreover, premium banking customers can also avail themselves of complimentary Priority Pass membership to access more than 1,000 airport lounges. To know more about the card, keep reading.

View More
Add to Compare

IndusInd Bank Payback Credit Card

IndusInd Bank in partnership with PAYBACK launched IndusInd Bank Payback Credit Card which lets you earn payback points for all transactions. It’s a highly rewarding credit card and carries a joining fee as low as Rs. 249 plus GST. It’s a one-time investment card that has touched every aspect of daily requirements from utility bills payment to movies and dining. Moreover, this card has also covered personal air accident insurance and auto assist. It enables you to easily redeem your reward points using IndusInd Bank Payback Credit Card without paying any reward redemption fee. For more details kindly read the given below features & benefits of the card.

View More