ICICI Bank Expressions Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 500 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

ICICI Bank Expressions Credit Card is an entry-level credit card by the ICICI Bank. The unique feature of this card is that you can customize its design and appearance to your liking. You can either choose one of the designs given on the ICICI bank’s website or have your own picture on the card. The card’s target customer base primarily includes students and young professionals who believe in expressing themselves through the things they own (that’s why the name “Expressions“). Expressions Credit Card comes with a nominal annual membership fee of just Rs. 500, which can be waived off on spending a minimum of Rs. 1.5 lakh in an anniversary year. Read on to learn more about this entry-level offering by ICICI.

New Features

Spend Based Waiver

The renewal fee is waived off on expenditure of Rs. 1.5 lakh in the previous year.

Interest Rates

3.40% p.m. (or 40.8% annually)

Add-on Card Fee

Rs. 199 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waived off at HPCL filling station across India on transactions of not more than Rs. 4,000

Foreign Currency Markup

3.50% of the conversion amount

Cash Advance Charges

2.50% of the withdrawn amount, subject to a minimum charge of Rs. 300

Movie & Dining

25% discount (up to Rs. 100) on movie ticket bookings on BookMyShow on booking a minimum of 2 tickets in a single transaction. Offer can be availed maximum twice in a month.

Travel

Complimentary domestic lounge access

International Lounge Access

N/A

Rewards Rate

3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

The earned Reward Points can be redeemed against gifts or the card’s outstanding balance at a rate of 1 Reward Point = Rs. 0.25.

Domestic Lounge Access

1 complimentary access to domestic airport lounges per quarter.

Zero Liability Protection

Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

KrisFlyer SBI Credit Card

SBI Card has launched two new credit cards exclusively for KrisFlyer members. KrisFlyer SBI Card Apex and KrisFlyer SBI Credit Card are best suited for earning high rewards and tier-based memberships with Singapore Airlines. Not only airlines but one shall be eligible for benefits offered by the entire Singapore Airlines Group. While the KrisFlyer SBI Apex is a premium card, the KrisFlyer SBI Credit Card is a mid-range offering. This card can be availed by those who are looking for benefits with KrisFlyer without having to spend much. The KrisFlyer SBI Credit Card is available on both the American Express and Mastercard networks. Those who apply for this card will receive 5 KrisFlyer Miles/₹200 Spent on Singapore Airlines Group and 5 KrisFlyer/₹200 Spent Abroad. Travel benefits like complimentary Priority Pass and international/domestic airport lounge access are also offered with this card.

Add to Compare

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card is the second most premium card offered by the bank, just after the ICICI Emeralde Credit Card. The Sapphiro is issued with a yearly fee of Rs. 6,500 and you can experience an array of privileges, attractive offers, and user-friendly features. The card comes with three variants – ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. However, only the Visa variant is being issued currently. The card is not only best for frequent travelers, but also for people who aim to have a card with maximum saving opportunities, entertainment benefits, and many more other advantages. With exclusive welcome benefits worth more than the joining fee, the ICICI bank aims to give a great start to your journey with this card. You get rewarded for almost every purchase you make using your ICICI credit card. Earlier, the cardholders were rewarded with Payback Points, but now the bank has replaced the Payback Program with the ICICI Rewards program and hence the cardholders will now earn ICICI Reward Points. Be it domestic/international purchases, utility bill payments, fuel purchases, or anything, you will save every time you spend. The Sapphiro credit card has a number of exciting features that you must know. Read on to get detailed information about the card:

Add to Compare

Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card has a joining fee of Rs. 3000 and offers benefits across travel, shopping, dining, movies, etc. It covers almost all categories where people spend, making it a sought-after lifestyle credit card. You get a Priority Pass membership with this card, offering complimentary access to international and domestic airport lounges. The card offers discounts at various restaurants through the Dining Delights program and discounts on Swiggy orders as well. The SELECT credit card offers accelerated reward points on retail shopping with the card. Also, users can get bonus Reward Points on reaching spending milestones and get a renewal fee waiver on spending Rs. 6 Lakh in a year. Keep reading to know more about this credit card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all