Kotak 811 Credit Card

Joining Fee: Rs. 500 (plus applicable taxes)
Renewal Fee: Rs. 500 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 500 Bonus Reward Points on expenditure of Rs. 5,000 within 45 days of card issuance.

Apply Now

Add to Compare

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

New Features

Spend Based Waiver

Annual fee waived off on spending a minimum of Rs. 50,000 in the preceding year.

Interest Rates

3.5% per month (or 42% annually)

Add-on Card Fee

Rs. 200 (plus applicable taxes)

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off on transactions between Rs. 500 and Rs. 3,000 (max waiver capped at Rs. 3,500 per annum).

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

Rs. 300 per Rs. 10,000 withdrawn

Movie & Dining

Option to get 4 PVR tickets on spending Rs. 75,000 in a year.

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point per Rs. 100 on offline spends and 2 Reward Points per Rs. 100 on online spends.

Golf

N/A

Insurance Benefits

Lost card cover worth Rs. 50,000 applicable 7 days prior to reporting the loss of card

Reward Redemption

Reward Points redeemable for mobile recharges, shopping vouchers, gift cards, movie and travel vouchers at Kotak Rewards portal.

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of the card to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda ICSI Diamond Credit Card

Like the ICAI BoB Exclusive Credit Card for ICAI members, the Bank of Baroda also offers the ICSI Diamond Credit Card exclusively for ICSI members. It is a lifetime free card that comes with various exciting benefits across different categories. You get the welcome gift of complimentary FitPass pro membership and 1,000 bonus Reward points. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the cardholders get an opportunity to earn 999 bonus Rewards every month. Other than this, you can earn 3,999 bonus Reward Points every quarter on achieving the spending milestone. Talking about its travel benefits, you get complimentary airport lounge access every year and free air accident insurance coverage as well. Moreover, the reduced forex markup fee of 2% makes it card a suitable card for international transactions. Other benefits of this card include a fuel surcharge waiver, zero liability protection, and many more. For more information about the BoB ICSI Diamond Credit Card, keep reading:

Add to Compare

Axis Bank Privilege Credit Card

The Axis Bank Privilege Credit Card aims at providing some exclusive Travel and shopping experiences to the customers. The card is lifetime free for priority banking customers and for others, this credit card charges a joining fee of Rs. 1,500. You can earn up to 12,500 EDGE Reward Points in the form of welcome benefits that can be redeemed against multi-brand vouchers worth up to Rs. 5,000. With this card, you get 10 EDGE Points on every Rs. 200 you spend. Moreover, you also get exclusive travel & dining benefits, including complimentary airport lounge access and exclusive discount offers on dining. You also get an opportunity to earn 3000 bonus EDGE Points every year on card renewal. If your total annual spend reaches Rs. 2.5 lakhs, your renewal fee for the next year is waived off, and you can double your benefit by redeeming your Reward Points against the shopping and travel vouchers worth twice the value of your earned EDGE Points. The list of this card’s benefits doesn’t end here. To know detailed information about the advantages of the Axis Bank Privilege Credit Card, refer to the information given below:

Add to Compare

Indian Oil Axis Bank RuPay Credit Card

Indian Oil Axis Bank Credit Card is a co-branded fuel credit card issued by Axis Bank in collaboration with IOCL (Indian Oil Corporation Limited). The card aims to provide great saving opportunities to those who spend very often on fuel. It is an entry-level card and hence comes with a nominal joining and annual fee of Rs. 500. The card offers a particularly high reward rate of 5% on fuel spends at IOCL filling stations and a decent reward rate of 1% on online spends. Being an entry-level credit card, although it doesn’t offer many additional benefits, you, however, do get dining and movie benefits with instant discounts on movie tickets and discounted rates at partner restaurants under the bank’s Dining Delights Program. Other than this, the cardholders get fuel surcharge waivers and many more benefits with the IndianOil Axis Bank Credit Card. Learn more about the entry-level co-branded credit card offered by Axis Bank and IOCL.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all