HDFC Bank Diners Club Premium Credit Card

Joining Fee: Rs. 2,500 (plus applicable taxes)
Renewal Fee: Rs. 2,500 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 2,500 bonus Reward Points

Apply Now

Add to Compare

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

New Features

Spend Based Waiver

Renewal fee waived off for this card on spending over Rs. 3 lakhs within one anniversary year

Interest Rates

3.6% per month (or 43.2% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waived off on all fuel transactions between Rs. 400 to Rs. 5,000

Foreign Currency Markup

2% on all foreign currency transactions (plus applicable taxes)

Cash Advance Charges

2.5% of the cash amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

N/A

Travel

6 Complimentary lounge access at more than 1,000 airports lounges globally

International Lounge Access

Up to 6 international airport lounge access every year

Rewards Rate

4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card

Golf

N/A

Insurance Benefits

Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay

Reward Redemption

You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack

Domestic Lounge Access

Up to 6 domestic airport lounge access every year

Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction done through his/her lost/stolen credit card if reported to the bank within 24 hours of the loss

Pros

Get 6 complimentary access to more than 1000 lounges worldwide Renewal fee waiver on spending Rs. 3 Lakhs in the year Cross-currency conversion charges are low and 2% forex markup fee

Cons

No complimentary movie ticket, entertainment, and dining offers No cashback on your spends made with the card Reward rate could have been a bit better

Similar Cards

Add to Compare

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card is an entry-level credit card offered by HSBC Bank. It comes with no joining and annual fee and welcomes its customers with exclusive benefits, including complimentary lounge access, up to Rs. 2,000 cashback, a 50% discount on Google Pay, etc. With this card, you earn 2 Reward Points on every Rs. 100 you spend and you earn 5x reward points once your total spends reach Rs. 4 lakhs in an anniversary year. Not only the reward points, but it also gives you an amazing opportunity to earn up to Rs. 1,000 cashback every year under its milestone benefits. Moreover, you get exciting benefits from the partner brands, including the ‘Buy 1 get 1 Free’ offer on BookMyShow and a discount of 10% on Tata Cliq, etc. Moreover, the fuel surcharge waiver, zero liability protection against a lost card are also among the key features of the card. To know more about the HSBC Visa Platinum Credit Card, keep reading:

Add to Compare

Axis Bank Magnus Credit Card

The Magnus Credit Card is one of the most rewarding and sought-after cards in Axis Bank’s portfolio. This super-premium card issued by the bank targets high-income individuals who want to enjoy the privilege of a luxurious lifestyle. It has a joining fee of Rs. 12,500 but offers many premium travel, lifestyle, dining, and insurance benefits. Cardholders get domestic and international lounge access at airports along with a 24*7 concierge service. Premium customers can also make international transactions at a relatively low 2% Forex Markup fee. Also, there are no cash withdrawal charges on the card (Interest charges applicable). Although the annual fee of the card is relatively high, you can get it waived by spending 25 lakhs or above in the previous anniversary year and save Rs. 12,500. Keep reading our review of the super-premium Magnus credit card to learn about its features and benefits.

Add to Compare

BOBCARD Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with exciting and rewarding offers. This BoB Credit Card can be availed as a lifetime free credit card for a limited time; usually, it comes with an annual charge of ₹750 plus applicable taxes. For every ₹100 you spend with this card, you get 1 Reward Point and 5 Reward Points per ₹100 spent on dining and online transactions. This card has several key features, including the fuel surcharge waiver, which will help you save more on your fuel purchases.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all